Quicksilver Scientific, Inc.

NABA Affiliate Program — Policies & Procedures

Effective: November 3, 2025
Version: 1.0 (Supersedes all prior versions of the NABA Affiliate Policies & Procedures)

Introduction

Mutual Commitment Statement

Quicksilver Scientific, Inc., through its NABA Affiliate Program (“NABA” or the “Program”), is dedicated to fostering long-term, mutually rewarding relationships with its Affiliates, grounded in mutual respect and understanding. To this end, Quicksilver Scientific commits to paying earned commissions promptly under the Rewards Plan; supporting, protecting, and upholding the integrity of the NABA Affiliate Program; providing Affiliates with educational resources, community tools, and networking opportunities to foster their professional growth; and maintaining an accessible platform and community features in full compliance with applicable laws.

In return, Quicksilver Scientific expects Affiliates to conduct themselves with professionalism, honesty, and consideration; accurately and respectfully represent the NABA brand and Affiliate Program; fully and truthfully present the Rewards Plan and its policies; refrain from making exaggerated income claims, engaging in mass solicitation, disrespectful recruitment of NABA Affiliates for external opportunities, unhealthy competition, or unethical practices; support and uplift fellow Affiliates when contributing to brand growth; respect the boundaries of other Affiliates building similar businesses; and actively preserve the integrity of the NABA brand and its offerings. Quicksilver Scientific reserves the sole right to determine if actions constitute prohibited mass solicitation or intent to undermine the community. Affiliates are urged to thoroughly review and embody this Code of Ethics alongside the Terms & Conditions as guiding principles in every NABA-related activity.

Code of Ethics

Quicksilver Scientific desires to provide its independent Affiliates with the best Rewards Plan in the industry. Accordingly, Quicksilver Scientific values constructive criticism and encourages the submission of written comments addressed to the NABA Compliance Department.

Affiliates’ negative and disparaging comments about Quicksilver Scientific, the NABA Program, these Policies, or the Rewards Plan—made to Quicksilver Scientific, to other Affiliates, or at any NABA meeting and/or event—or disruptive behavior at any such event, serve no purpose other than to dampen the enthusiasm of other Affiliates. NABA Affiliates must not belittle Quicksilver Scientific, fellow NABA Affiliates, the Rewards Plan, or any Quicksilver Scientific directors, officers, or employees. Such conduct represents a material breach of these Policies and Procedures and may result in suspension or termination of the offending Affiliate’s Account. Quicksilver Scientific endorses the following code of ethics:

An Affiliate must show fairness, tolerance, and respect to all people associated with Quicksilver Scientific and the NABA Program, regardless of race, gender, social class, or religion, thereby fostering a positive atmosphere of teamwork, good morale, and community spirit.
An Affiliate shall strive to resolve business disputes, including conflicts or disagreements with other Affiliates, with tact, sensitivity, and goodwill; taking care not to create additional conflict.
NABA Affiliates must be honest, responsible, and professional, and conduct themselves with integrity.
NABA Affiliates shall not make disparaging statements about Quicksilver Scientific, other Affiliates, Quicksilver Scientific employees, the Rewards Plan, or sales and marketing campaigns.
NABA Affiliates shall not make statements that unreasonably offend, mislead, or coerce others.
Affiliates shall maintain respectful and professional conduct in all online interactions, including posts, comments, and messages within the NABA community, refraining from inflammatory, defamatory, or offensive behavior.
Quicksilver Scientific may take appropriate action against an Affiliate if it determines, in its sole discretion, that an Affiliate’s conduct may damage its reputation or goodwill or negatively affect Quicksilver Scientific or its Affiliates.

The Policies and Procedures

Throughout these Policies & Procedures, the terms “Policies and Procedures” and/or “Agreement” collectively refer to the most current version of the following (including any addendums or exhibits):

Quicksilver Scientific, Inc. NABA Affiliate Program Policies and Procedures; and
NABA Rewards Plan.

It is the responsibility of the Sponsoring Affiliate to provide the most current version of these Policies and Procedures (available on the NABA website), the Rewards Plan, and any social media or other guidelines implemented from time to time, including amendments, to their downline Affiliates and prospects.

Program Ownership and Enrollment

The NABA Affiliate Program (“NABA” or the “Program”) is a marketing and rewards initiative owned and operated exclusively by Quicksilver Scientific, Inc., a Colorado corporation (“Quicksilver Scientific,” “Company,” “we,” “us,” or “our”).

Affiliates enroll in the NABA Affiliate Program through the official NABA platform. Upon acceptance of the enrollment application by Quicksilver Scientific, a binding contract is formed between the Affiliate and Quicksilver Scientific, Inc. All references to “NABA” herein refer to the Program as administered by Quicksilver Scientific.

Amendments

Because laws and the business environment periodically change, Quicksilver Scientific reserves the right to amend these Policies and Procedures in its sole and absolute discretion. Notification of amendments may be provided via official NABA materials, the NABA website, social media outlets, and/or Affiliates’ back offices. Changes to the Rewards Plan or these Policies and Procedures are effective immediately upon publication by Quicksilver Scientific.

Amendments are effective immediately upon notice by one or more of the following:

Posting on the official NABA website;
Posting within the NABA community; and/or
Any NABA communication channels or social media outlets (e.g., Facebook, Instagram, Twitter, and/or the NABA Community App).

Amendments to this Statement of Policies and Procedures apply retroactively; amendments to the Rewards Plan do not apply retroactively.

Basic Principles

Affiliate Status & Rewards Plan Participation

A NABA Affiliate who chooses to participate in the NABA Rewards Plan—defined as sharing Quicksilver Scientific products with others with the intent to earn commissions—is classified as an independent contractor. Such an Affiliate is not a franchisee, joint venture partner, business partner, employee, or agent of Quicksilver Scientific, and is prohibited from stating or implying otherwise. Affiliates have no authority to bind Quicksilver Scientific to any obligation. Quicksilver Scientific is not responsible for payment or co-payment of any employee benefits for such Affiliates.

Affiliates are responsible for their own liability, health, disability, and workers’ compensation insurance; managerial decisions and expenditures; and all estimated income and self-employment taxes. Those who earn over $600 USD in annual commissions must submit a W-9 to Quicksilver Scientific before January 10 of the subsequent year in which commissions were paid. Failure to submit the W-9 by this deadline will result in Quicksilver Scientific withholding commissions, as detailed in Section 6.7.

Affiliates set their own hours and determine how to conduct Rewards Plan activities, subject to these Policies and Procedures and any other guidelines implemented from time to time. The NABA Rewards Plan is available only to Affiliates residing in the United States of America, excluding U.S. territories.

Enrollment Requirements:

Be of the age of majority in state of residence;
Reside or have a valid address in the United States;
Have a valid taxpayer identification number (SSN or Federal Tax-ID/EIN);
Enter a verified mobile phone number not associated with any other NABA Account; and
Acknowledge and agree to communications from Quicksilver Scientific (with the option to opt out).

New Customer & Affiliate Registration

A potential new Affiliate may register on any Affiliate/Sponsor’s website, subject to acceptance by Quicksilver Scientific, Inc. of the online enrollment confirming agreement to all terms of these Policies and Procedures. Electronically submitted and/or signed documents are legally binding and must not be altered after submission. False or misleading information, forged signatures, or alterations may lead to sanctions up to and including involuntary termination.

An applicant must identify a Sponsor in the online enrollment process. If the applicant later submits a new enrollment with a different Sponsor, Quicksilver Scientific will not accept the subsequent enrollment. Quicksilver Scientific reserves the right, at its sole discretion, to make the final decision regarding Affiliate enrollments, Sponsors, and Placements.

Affiliate Responsibilities

Training & Leadership

Sponsoring Affiliates should have ongoing contact and communication with customers and affiliates within their organization. Communication may include newsletters, correspondence, calls, conference calls, voicemail, email, meetings, training sessions, events, workshops, and other related contact. Any NABA business-related training outside of an Affiliate’s Organization is prohibited. Affiliates may not charge an admission fee for any NABA business-related training without prior written authorization from the NABA Compliance Department.

Sponsoring Affiliates should monitor their organization to ensure no improper claims or illegal/inappropriate conduct occurs. Upon request, a Sponsoring Affiliate must provide documented evidence of fulfilling responsibilities. Affiliates are encouraged to educate and train new Affiliates about the Program, effective promotion techniques, the Rewards Plan, compliance with these Policies, and any guidelines issued by Quicksilver Scientific.

Affiliates are encouraged to use sales aids and support materials produced or expressly authorized by Quicksilver Scientific. Any Affiliate-created marketing materials must be approved by Quicksilver Scientific prior to use. Unauthorized use of sales aids or promotional materials—including internet advertising and social media marketing through channels not expressly authorized—is a violation of these Policies. Publishing marketing materials that violate statutes or regulatory laws governing how the Program may be marketed is prohibited and may result in immediate termination.

All sales aids, promotional materials, advertisements, websites, training materials, flyers, and other literature must be submitted for approval to the NABA Compliance Department at support@naba.com. Unless written approval is received, the request is deemed denied.

All Affiliates shall safeguard and promote the good reputation of Quicksilver Scientific and the NABA Program. Marketing and promotion must be consistent with the public interest and avoid discourteous, deceptive, misleading, unethical, or immoral conduct or practices.

Sponsorship

Quicksilver Scientific may, at its discretion, refer to the role of “Sponsor” using different terminology; for these Policies, the role is designated as “Sponsor.” The Sponsor introduces a Customer or Affiliate to the NABA Program, helps complete enrollment, and supports those in their organization.

Quicksilver Scientific recognizes the Sponsor as the name shown on an applicant’s first valid enrollment submission through the NABA platform. An applicant may not enroll without personally accepting and agreeing to these Policies and Procedures. Each prospect has the right to choose their Sponsor; however, unethical sponsoring activities are not permitted. In disputes regarding Sponsorship, Quicksilver Scientific may designate a Sponsor, and such determinations are final.

Unethical Sponsoring

Unethical Sponsoring includes enticing, bidding, or engaging in unhealthy competition by attempting to acquire a prospect or new Affiliate away from a fellow Affiliate or influencing another Affiliate to transfer to a different Sponsor. Allegations must be reported in writing to the NABA Compliance Department within 30 days of the enrollment in question. If substantiated, Quicksilver Scientific may transfer the Affiliate or the Affiliate’s downline without approval from the current upline Sponsor and remains the final authority.

“Stacking”—manipulating the Rewards Plan to trigger unearned commissions or promotions (e.g., placing Affiliates under an inactive downline without knowledge)—is an unethical, punishable offense that may result in immediate termination of all involved Accounts.

Cross-Sponsoring Prohibition

“Cross Sponsoring” is the enrollment into a different line of sponsorship of an individual or Business Entity that previously enrolled in the NABA Program. Actual or attempted cross sponsoring is strictly prohibited and may result in termination. Enrollment using a spouse or relative’s name, trade name, assumed name, Business Entity, or fictitious identification to evade this policy is prohibited. (This does not prohibit approved transfers in accordance with transfer policies.)

Solicitation for Other Companies

During affiliation (and for 100 days following termination), a NABA Affiliate may not solicit any fellow NABA Affiliate for any competing opportunity, unless that Affiliate was personally Sponsored by such Affiliate. Affiliates are prohibited from soliciting fellow Affiliates for competing opportunities at or immediately following any NABA-related meeting or forum (live or virtual). Charging admission to any opportunity or business-building event related to NABA without prior written authorization is prohibited. Requests for authorization must be submitted to support@naba.com with full details. Violations constitute unreasonable and unwarranted contractual interference and may result in sanctions up to termination and/or injunctive relief.

Prohibition on Soliciting Healthcare Practitioners

Affiliates are authorized to represent Quicksilver Scientific’s consumer wellness community only—not the professional healthcare practitioner network. It is strictly prohibited to contact, solicit, or market to healthcare practitioners in any form. Any such outreach will result in immediate and permanent termination. The practitioner channel is a protected ecosystem with a dedicated sales team. Affiliates are strictly prohibited from representing themselves as employees or official sales representatives of Quicksilver Scientific. Do not approach healthcare practitioners to join or participate in the NABA Affiliate Program. Each login may require acknowledgement of this policy; violations reported by a practitioner will result in immediate termination.

Medical Claims

Affiliates may not claim that Quicksilver Scientific products diagnose, treat, cure, or prevent any disease or medical condition. Affiliates may only use product descriptions, benefits, or statements appearing in official Quicksilver Scientific materials. Violations may result in immediate suspension or termination.

Agreements & General Understandings

Rights Granted

So long as an Affiliate complies with these Policies and Procedures, Quicksilver Scientific grants non-exclusive rights to:

Use NABA trademarks and intellectual property subject to these Policies;
Sponsor new customers where NABA is authorized to do business;
Participate in the NABA Rewards Plan (if qualified under eligibility requirements);
Earn bonuses and commissions as set forth in the Rewards Plan;
Promote their NABA business through channels expressly authorized by Quicksilver Scientific (e.g., replicated website, approved social channels, affiliate links); and
Access NABA-provided educational resources, community tools, and networking opportunities.

No feature of the NABA Rewards Plan constitutes a personal purchase requirement to become an Affiliate, move up in rank, or otherwise participate fully.

Term & Renewal

The term begins upon acceptance of Affiliate status and continues while the Affiliate maintains an active, free membership with NABA. There is no automatic renewal; the Agreement remains in effect only while the Affiliate’s free opt-in status is active and in good standing. Quicksilver Scientific may deactivate or not extend free Affiliate membership at any time, which simultaneously terminates the applicability of these Policies and Procedures. Upon deactivation (inactivity, violation, or non-extension), rights and obligations under this Agreement cease immediately.

Effect of Suspension or Termination

No right, title, claim, or interest to any commission or bonus (including non-cash NABA points) from the former organization after suspension or termination; commissions are payable only for the last full pay period prior to suspension or termination, less any amounts withheld or owed.
Quicksilver Scientific may restrict or remove access to specific community features if actions are problematic, disruptive, or violate these Policies.
Upon termination or dormancy (inactivity ≥ 1 year), the Affiliate forfeits all funds in commissions and/or Pay-Out Accounts and authorizes Quicksilver Scientific to seize funds and close the Accounts.
Upon termination, Quicksilver Scientific may remove or retain any content posted by the Affiliate per the license granted in the UGC section.

Voluntary Termination

An Affiliate may terminate their account within their NABA Account. If assistance is needed, contact support@naba.com. Termination is effective when processed (or a later date selected). Quicksilver will confirm via email within seven (7) business days. Commissions are payable only through the last full pay period prior to termination (less any holds, non-cash points, or amounts owed). Voluntary termination may not be used to immediately change Sponsor or Placement. A voluntarily terminated Affiliate is ineligible to re-enroll for six (6) months. Promoting the Program during this waiting period via another Affiliate’s referral code extends ineligibility.

Business Entity Affiliates

Business Entities may enroll by submitting a Business Entity Registration Form with their enrollment. Upon prior account termination, commissions/bonuses are paid to the Business Entity unless dissolution instructions specify otherwise. A Business Entity is responsible for violations by its people. Affiliates may modify ownership (add spouse/partner or convert to a Business Entity) by written request and required documentation to the Support Department.

NABA Affiliate Account

Upon acceptance, Quicksilver establishes a NABA Affiliate Account providing:

A replicated website for authorized promotion (plus potential tools such as discount/tracking codes);
Back office with commission reports and business tools; and
Ability to track enrollments, commissions, bonuses, and genealogy.

Accounts may not be transferred or assigned without written authorization from the NABA Compliance Department.

Succession

For Affiliates building a Rewards Plan business, upon death or incapacity, rights may pass to designated heirs/successors subject to: submission of proof of death/incapacity; enrollment of the successor; compliance with these Policies; and best efforts to support existing customers. Succession does not affect existing line of sponsorship/network structure. Quicksilver may approve/deny succession requests in its sole discretion.

Re-Enrollment

Affiliates who terminate may re-enroll after six (6) months (unless a shorter period is authorized in writing). A new Sponsor may be chosen, but prior network access requires express authorization. If an Affiliate discovers a former downline has re-enrolled elsewhere, they have 30 days from the new enrollment date to notify Compliance to request transfer; after 30 days, the right to re-claim is waived.

Independent Contractor Status

Affiliates participating in the Rewards Plan are independent contractors—not employees—and are responsible for their own taxes. Affiliates have no authority to bind Quicksilver. Affiliates set their own goals, hours, and promotional methods, subject to these Policies.

Placement changes may be requested after any holding tank period and may require a fee plus written permissions from the Sponsor, the Affiliate to be moved, and, in some cases, the Upline. Sponsor changes are generally not permitted. Sponsor corrections may be requested within 48 hours of a first order (requested from the original Sponsor’s personal email with reason). Quicksilver may correct Sponsor or Placement errors at any time. At Quicksilver’s discretion, Affiliates with no orders for at least six (6) months who remain active may re-enroll under a Sponsor/Placement of choice; the original account will be compressed and a new User ID issued (former rank/downline/commissions do not carry over).

Involuntary Termination

Quicksilver may terminate any affiliation at any time for reasons including violations of these Policies or applicable law; unethical practices; damaging conduct; or initiating/participating in litigation against Quicksilver or its personnel. Termination may occur without prior notice. Quicksilver may terminate unpaid commissions/bonuses effective as of termination. The terminated individual may not use NABA names/marks and the organization will roll up to the active upline Sponsor. Re-enrollment requires express written consent after a 12-month period.

Business Entities

Trademarks & Copyrights

The name “NABA,” names of NABA services, and associated names/logos/designs may be registered trademarks, service marks, or copyrights of Quicksilver Scientific and may not be used absent prior express written authorization. Affiliates may not place marks on promotional items; use them in URLs, emails, or social handles. Affiliates may identify as a “NABA Affiliate” subject to compliance.

Indemnification for Actions

Affiliates are fully responsible for verbal/written communications regarding the Program and Rewards Plan not expressly contained in official materials and shall indemnify Quicksilver Scientific (including fees/costs) for unauthorized representations or actions. This survives termination.

Use of NABA Literature

Only sales aids/promotional material/literature published or expressly authorized by Quicksilver may be used. Approval requests must be submitted to support@naba.com.

Authorized Channels for Promotion

Affiliates may promote only through channels expressly authorized (replicated site, approved social channels, and any future designated tools). Affiliates may not:

Promote through unauthorized channels or websites;
Use channels/material that Quicksilver determines may damage reputation or goodwill; or
Use mass solicitation unless otherwise approved, or use a mailing list they do not solely own.

Advertising & Promotion Guidelines

Affiliates cannot use paid advertisements to promote their NABA business unless such advertising complies with these Policies and Procedures. Affiliates may not make claims about the business opportunity not contained in official materials or use advertising Quicksilver determines may damage reputation or goodwill.

Policy Violations

Reporting Policy Violations

Report violations to the NABA Compliance Department at support@naba.com including: nature of violation; supporting facts; dates; occurrences; persons involved; and documentation. Quicksilver will investigate and take appropriate action if warranted.

Adherence to the Rewards Plan

Affiliates must adhere to the Rewards Plan and shall not offer the opportunity through or in combination with any other system or require/encourage participation that varies from official literature.

Compliance with Laws & Taxes

Affiliates shall comply with all applicable laws. Affiliates are solely responsible for fines/liabilities and for payment of all taxes. Quicksilver may issue IRS Form 1099 (or applicable documentation) as required. If tax-exempt, provide EIN and supporting documentation.

One NABA Account Per Affiliate

Each individual (together with spouse) may hold only one NABA Account. Family members (excluding spouses) may hold separate accounts only if each subsequent family position is placed frontline to the first family member enrolled and builds independently (to avoid Stacking). If two Affiliates later marry, they may maintain separate Accounts. (Duplicated paragraph in source consolidated here.)

Actions of Household Members or Affiliated Parties

Violations by household members or affiliated parties are deemed violations by the Affiliate (or Business Entity). Owners/members/officers/affiliates are personally bound by these Policies.

Identification Numbers & Pay-Out

To initiate a Pay-Out (transfer/disbursement of commissions/bonuses from Wallet), a valid SSN or EIN (U.S./territories) is required. Quicksilver may withhold Pay-Out without valid information or if false information is provided. Upon enrollment, a NABA User ID is issued to structure organizations and track compensation.

Sale, Assignment, or Transfer of Ownership

Transfers require prior written approval (all parties in good standing). Attempts without approval may be voided. Approved buyers assume current qualified title at current “paid as” rank and acquire the downline. To request, submit: (1) completed Transfer of Account Request Form, (2) executed and notarized agreement between Affiliate and buyer/transferee, and (3) any additional documentation requested. All debt obligations must be satisfied prior to approval. Sellers are not eligible to re-enroll for six (6) full calendar months following the transfer (unless otherwise permitted).

Separating a NABA Business

During divorce or Business Entity dissolution, parties must either authorize one party to operate (with written consent) or continue jointly “as usual.” Quicksilver recognizes only one organization and issues one commission transfer per account per cycle. Uplines/downlines are not divided. A fully relinquishing party may immediately re-enroll under a Sponsor/Placement of choice but may not solicit the former organization. Downline transfers must comply with transfer requirements.

Succession (Post-Death or Incapacity)

These Policies bind successors and assigns. Upon death/incapacity, successors acquire the right to collect bonuses/commissions of the position, subject to acceptance of these Policies and meeting qualifications for the last rank. Payments are made to the successor (NABA points hold no cash value). Joint devisees must form a Business Entity and obtain an EIN; Quicksilver pays the managing entity. Required documentation: (death) certified death certificate and notarized will; (incapacity) notarized appointment as trustee and trust/other documentation plus acceptance of these Policies.

If the successor already holds a position, they may keep both positions active up to six (6) months, after which one must be compressed, sold, or transferred. A notarized statement is required to terminate an inherited position. Upon written request, Quicksilver may grant a one (1) month bereavement waiver and payout at the last “paid as” rank.

Disciplinary Actions

Purpose

Integrity and fairness should pervade among Affiliates. Quicksilver reserves the right to impose sanctions at any time for violations.

Consequences & Remedies of Breach

Monitoring conduct over a specified period;
Alerting upline for education/action;
Written warning and corrective action;
Fines or Commission Holds until resolved or adequate assurances are provided;
Suspension from participation/events/rewards/recognition;
Suspension of position for one or more pay periods;
Involuntary termination;
Any feasible combination of measures; and/or
Legal proceedings for monetary or equitable relief.

Suspension & Termination Procedures

Quicksilver prefers progressive discipline but may immediately suspend or terminate without prior steps based on severity/circumstances.

First Violation: Counseling and initial warning; three (3) days to remediate.
Second Violation: Second warning and suspension; Pay-Out waived during suspension; reinstatement requires signed acknowledgment and corrective steps.
Third Violation: Suspension; forfeiture of at least one month of commissions; termination of account.

Steps may be combined or omitted at Quicksilver’s discretion. Termination may occur without prior notice.

Right to Audit

Quicksilver may audit promotional practices, records, or communications at any time. Affiliates must cooperate and provide requested materials within a reasonable timeframe.

Dispute Resolution

Grievances Against Another Affiliate

Affiliates should attempt to resolve issues directly. If unresolved, submit a detailed complaint to the NABA Compliance Department (see Reporting Policy Violations). Quicksilver is the final authority on grievances related to NABA business matters. Personality conflicts or issues outside NABA business are not grounds for Sponsor/Placement changes. Quicksilver does not consider or enforce third-party agreements between Affiliates nor provide referrals to outside counsel.

Process:

Submit a letter or email detailing: nature of violation; facts; dates; number of occurrences; persons involved; supporting documentation.
Compliance acknowledges receipt; notifies the Affiliate under investigation (who has 10 business days to submit information); investigates; and determines appropriate remedies case-by-case. Only periodic “investigation ongoing” updates will be provided during review.

Quicksilver will make a final decision and notify involved parties.

Mediation of Disputes Between an Affiliate and Quicksilver Scientific

The Parties agree to appoint an impartial mediator to resolve disputes. Unless otherwise agreed, mediation takes place in Denver, Colorado, with telephonic participation permitted. Parties may be represented by advocates or participate pro se. Sessions and communications are private. Each party pays its own costs unless otherwise agreed. Mediation communications are privileged and not subject to discovery/admission unless jointly waived or otherwise admissible independently. Jurisdiction/venue is Denver, Colorado; Colorado law governs.

Severability

If any provision is invalid or unenforceable, only that provision is severed; the remainder stays in full force.

Waiver

Only a Quicksilver Scientific officer can waive these Policies in writing. A waiver of one breach does not waive subsequent breaches or affect others’ rights. An Affiliate’s claim against Quicksilver is not a defense to Quicksilver’s enforcement of these Policies.

Governing Law

Jurisdiction and venue for controversies or claims are in Denver, Colorado. Colorado law governs without regard to choice-of-law provisions.

Class Action Waiver

Class and representative actions are waived. Parties will submit only their own individual claims and will not seek to represent others. Consolidation of claims is not permitted.

Payment of Commissions & Bonuses

Bonus & Commission Qualifications

Affiliates must be active and compliant with all Policies and guidelines to qualify. Quicksilver pays per the Rewards Plan and may postpone payments until cumulative amounts exceed $25.00. No payment will be issued without an Affiliate’s free annual membership enrollment and acceptance of these Policies.

Computation & Discrepancies

Commissions/bonuses/overrides/achievement levels are calculated on daily, monthly, or yearly cycles. Affiliates must review statements and reports promptly and report discrepancies within fourteen (14) days of receipt; after that, recalculation requests will not be considered. Quicksilver may modify/amend Bonus terms or amortize Bonus proceeds at its discretion. (Duplicated source text consolidated.)

Adjustments

Adjustments may occur per the Rewards Plan, including for cancellations/terminations. Deductions occur in the month applied and continue until recovered. Upon termination, outstanding balances may be offset against amounts otherwise owed.

Payment Cadence

Quicksilver calculates and pays earned commissions/bonuses weekly, in arrears. Each payment covers commissions earned during the seven (7) day period ending fourteen (14) days prior to the payment date. Payments issue no later than the next regular business day after each weekly cycle, provided the cumulative amount exceeds $25.00. Quicksilver may adjust payment dates for holidays, maintenance, or operations with reasonable notice.

NABA Presentation

Presenting the Rewards Plan

Do not misquote or omit material facts about the Rewards Plan;
No income projections, claims, or guarantees;
Inform prospects that success requires substantial work and there are no income guarantees;
Do not use official materials to promote in countries where NABA is not authorized; and
No medical claims.

Sales Requirements Governed by the Rewards Plan

The program is built on enrollment and sponsorship activities. Participate in reasonable quantities consistent with business needs. Purchasing solely to collect bonuses or achieve rank is strictly prohibited. Quicksilver may limit participation if activities appear solely for qualification purposes.

Proprietary Information & Trade Secrets

Reports

Business reports, Affiliate lists and contact information, and other financial/scientific/operational information (“Reports”) circulated by or about Quicksilver Scientific are confidential and proprietary trade secrets.

Obligation of Confidentiality

During the term and for two (2) years after termination/expiration, Affiliates shall not use Reports to compete or for any purpose other than promoting their NABA business; nor disclose confidential information, including attempting to replicate genealogy with another company.

Breach & Remedies

Unauthorized disclosure/use causes irreparable harm. Quicksilver and its Affiliates are entitled to injunctive relief and damages; the prevailing party is entitled to attorney’s fees, court costs, and expenses.

Return of Materials

Upon demand, current or former Affiliates will return originals and all copies of Reports and confidential information.

Privacy Policy

Introduction

All Affiliates must comply with applicable privacy laws governing collection, use, and disclosure of Affiliate information.

Expectations of Privacy

Quicksilver recognizes the importance of privacy of financial and personal information and will make reasonable efforts to safeguard it. By entering into these Policies, an Affiliate authorizes Quicksilver to disclose name and contact information to upline Affiliates solely to further the NABA business. Affiliates agree to maintain confidentiality and use such information solely to support their organization and conduct the NABA business. (Duplicated source text consolidated.)

Employee Access

Quicksilver limits the number of employees with access to nonpublic personal information.

Restrictions on Disclosure

Quicksilver will not share nonpublic personal or financial information about current or former Affiliates with third parties, except as permitted/required by law, court orders, to serve Affiliate interests, to enforce rights/obligations, or with written permission from the account holder.

Use of Data & Metadata for Business Purposes

By engaging with NABA, you authorize Quicksilver to collect, use, store, and process your data and metadata (e.g., personal info, account activity, community interactions, device info, IP, usage patterns) to provide/enhance services; personalize experiences; analyze trends/performance; share aggregated/anonymized data with third parties for analytics/insights/business development (in compliance with law); and support advertising/promotional efforts within NABA’s ecosystem. Quicksilver will not sell/transfer personally identifiable information for independent third-party use without explicit consent, except as required by law, to enforce rights, or to protect safety/integrity. Some data usage is necessary to deliver services. See the full Privacy Policy on the website for more details.

Advertising, Promotional Material, & Use of NABA Marks

Use of Company Names & Protected Materials

Affiliates must safeguard and promote NABA’s good reputation. Marketing and promotion must be consistent with public interest and avoid discourteous, deceptive, misleading, unethical, or immoral conduct. All non-provided promotional materials must be submitted for approval before use.

Marketing & Advertising Restrictions

Affiliates must follow all guidelines herein, including Section 5.5. Profiles in any social community where NABA is discussed must clearly identify the user as an independent NABA Affiliate. Do not use NABA’s name, trademarks, or logos in a manner implying official endorsement or affiliation beyond independent Affiliate status. Content must not include inappropriate material, as determined by Quicksilver.

User-Generated Content (UGC) & Testimonials

Definition: UGC includes any content created/submitted by Affiliates to NABA’s platform, community features (including newsfeeds), replicated websites, approved social channels, or NABA-related services/events.

License Grant: By submitting UGC, you grant Quicksilver a non-exclusive, transferable, sub-licensable, royalty-free, worldwide license to use, reproduce, modify, distribute, display, perform, and create derivative works in connection with operating, promoting, and improving NABA’s services, Rewards Plan, and community (including marketing, educational content, social media, or third-party partnerships), subject to privacy laws. You waive any right to compensation, though Quicksilver may attribute authorship where feasible.

Ownership: You retain ownership of your UGC, subject to the license above.

Content Standards: UGC must be accurate, truthful, and comply with these Policies (including Authorized Channels and Advertising Guidelines). Quicksilver may monitor, edit, remove, or refuse UGC that violates standards or may damage reputation/goodwill.

Testimonials: If UGC includes testimonials or likeness, you represent it reflects your current, honest opinion/experience. Notify Quicksilver immediately at support@naba.com if your views change. You may opt out of use of your testimonials/likeness by written notice to the Compliance Department at support@naba.com.

Responsibility & Disclaimer: You are solely responsible for your UGC and consequences arising from submission. Quicksilver is not liable for UGC posted by Affiliates. Violations may result in disciplinary action.

Survival: The UGC license survives termination of affiliation, allowing Quicksilver to retain/use previously submitted UGC, subject to applicable law.

International Marketing

NABA currently operates only in the United States (excluding U.S. territories unless explicitly authorized). Affiliates are prohibited from marketing or promoting the Program in any country where NABA is not authorized. Attempts may result in disciplinary action, including termination.

Glossary

Active Affiliate: An Affiliate with a current monthly, annual, or lifetime membership who complies with these Policies and Procedures.
Affiliate: An individual or Business Entity enrolled in the NABA Affiliate Program who has accepted these Policies and Procedures, including those participating in the Rewards Plan as independent contractors.
Business Entity: A corporation, limited liability company, partnership, or trust enrolled as a NABA Affiliate.
Commission: Monetary compensation paid to an Affiliate based on Rewards Plan activities.
Community Features: Interactive elements of NABA’s platform where Affiliates can post, comment, or engage.
Downline: The network of Affiliates enrolled beneath a specific Affiliate.
NABA Points: Non-cash rewards earned through the Rewards Plan, not redeemable for cash.
Official NABA Literature: Materials produced or expressly authorized by Quicksilver Scientific for use by Affiliates.
Organization: The collective network of Affiliates beneath an Affiliate, including their downline.
Pay-Out: The transfer/disbursement of commissions or bonuses from an Affiliate’s Wallet to their designated payment method.
Policies and Procedures: This document and the Rewards Plan, as amended by Quicksilver Scientific.
Rewards Plan: The compensation structure for Affiliates participating in sponsorship activities.
Solicit/Solicitation: Offering, promoting, or selling opportunities directly or indirectly.
Sponsor: An Affiliate who introduces and enrolls another Affiliate and provides ongoing support.
Stacking: Unethical placement of Affiliates to trigger unearned commissions or rank advancement.
Upline: The line of Affiliates above a specific Affiliate.
User-Generated Content (UGC): Content created/submitted by Affiliates to NABA’s platform, including newsfeeds and community features.
Wallet: The digital account where an Affiliate’s commissions and bonuses accumulate prior to Pay-Out.